Title Services
Trusted Partners in Title Insurance
Located in Spring Hill, FL, CENTURY 21 Alliance Realty is proud to partner with Chelsea Title, a full-service title company. Chelsea Title offers a range of advantages, including title insurance, escrow services, access to a state-of-the-art automated title information system, the ability to handle the closing of Conventional, FHA, and VA loans, and the coordination of 1031 exchanges. Contact us today to work with a high-level real estate team.
Contact us today to work with a high-level real estate team.
Discover Your Home’s Value
Experience Confidence in Closing
When it comes to buying, selling, or refinancing a home, choosing the right title company is crucial. With Chelsea Title of the Nature Coast, Inc., you can be confident that your closing will be handled efficiently. They have an on-site Title Plant with over 50 years of title search experience, allowing them to generate fast and precise title searches. This expertise benefits both buyers and sellers, ensuring a smoother process that gets you to the closing table sooner.
FAQs About Title Insurance
Why do I need title insurance?
It protects the insured from losses as the result of claims on one’s ownership of real estate. It is unique in that it insures for problems that occurred even before the insured took the title. The problems that could arise that are covered by title insurance are:
- Fraudulent or misrepresented deeds, releases, etc.
- Recording errors
- Undisclosed or missing heirs
- Incompetency of previous seller
- False representation by sellers
- Lack of right of access
- Erroneous or inadequate legal description
- Power of attorney revoked by death or insanity
What should I look for in a title company?
You should insist on a title company with a stable financial history and well-established background in your area. A well-established company will ensure the security of your escrow funds and proper disbursement of your closing.
What are the different types of title insurance?
There are two basic policies: owner’s and loan policies. The owner’s policy protects the interests of the real estate owner, and the loan policy protects the interest of the lender or mortgagee.
What is the cost of title insurance?
Title Insurance costs vary depending on a wide range of variables, but in all cases, it is a one-time-only fee and does not need to be renewed. We always want to be able to provide the best service for our customers and provide the information to save you the most. So, if you place an order with us, please provide a copy of your current Owner’s Policy of Title Insurance and Survey. With your Owner’s Title Policy, we are able to provide reissue rates. Of course, these rates are governed by RESPA (Real Estate Settlement Procedures Act), so when we review these items, we will give you the appropriate discount.